Most doctors and hospitals participate in the Medicare Advantage program, so you can get the same benefits that you would with Original Medicare. By joining AARP Medicare Advantage, you’ll also get additional benefits such as prescription drug coverage and vision coverage — plus, your monthly premium will be lower than Original Medicare because of the way it’s structured. If you have questions about how AARP works or what kind of plan might be right for you, give us a call at 1-800-443-8838.
What is an AARP Medicare Advantage plan?
AARP Medicare Advantage plans are health insurance policies offered by private insurance companies. They provide you with the same benefits as Original Medicare, but they also give you additional coverage for things like prescription drugs and preventive care.
AARP Medicare Advantage plans are available in all 50 states, plus the District of Columbia and Puerto Rico. The plans have names that start with “MedicareAdvantage” followed by an alphabetical letter (for example: Plan A).
If you’re interested in enrolling in one of these plans or just want more information about them, here’s what you need to know:
Is AARP Medicare Advantage the same as UnitedHealthcare?
AARP Medicare Advantage is a private insurance plan that is offered by UnitedHealthcare, one of the largest health insurers in the country. The company offers AARP Medicare Advantage plans in many states and has more than 4 million members nationwide.
However, there are other companies that offer similar plans under different names–including some that may be better suited to your needs. For example:
- If you’re looking for lower premiums or out-of-pocket costs and don’t mind paying more if you need medical care (known as cost sharing), then consider an HMO plan like Kaiser Permanente’s Medicare Advantage Plan F;
- If you want comprehensive coverage including dental and vision care at no extra cost above what traditional Medicare covers (known as supplemental benefits), then consider Humana’s Traditional Plus Enhanced; or
- If cost isn’t much of an issue but having access to specialists who treat complex conditions like heart disease or cancer matters most to them then pick Independence Blue Cross’ Premier Silver Plan
What is the difference between Medicare and AARP Medicare Advantage?
AARP Medicare Advantage is a type of Medicare health plan. It’s offered by private insurance companies, and it has different benefits than traditional Medicare.
AARP Medicare Advantage plans can help you save on out-of-pocket costs like deductibles, copayments and coinsurance. They also may offer additional benefits such as vision care or hearing aids at little or no cost to you.*
The main difference between AARP Medicare Advantage plans and traditional Medicare? You have more choices with an AARP plan – from which doctors you see to what prescription drugs are covered.* The cost of your monthly premiums will vary depending on which plan you choose.*
AARP medicare advantage providers
AARP Medicare Advantage providers are doctors, hospitals and other health care providers that have agreed to accept the AARP Medicare Advantage Plan’s payment rate as payment in full. To find a provider in your area who accepts AARP Medigap plans, call 1-800-225-5454 or visit www.aarpmedicareadvantageplans2023.com
For more information on the AARP Medigap plan options available for purchase through Blue Cross Blue Shield of Texas, please call 1-866-928-7273 or visit www bluecrossblueshieldtexas com/medigap
What is the biggest disadvantage of Medicare Advantage?
The biggest disadvantage of Medicare Advantage is that it is not as comprehensive as traditional Medicare. Traditional Medicare will cover all of your medical expenses, including hospital stays and emergency care.
Medicare Advantage plans typically only cover limited benefits such as doctor visits, prescription drugs and diagnostic tests like MRIs or CT scans (but not all). If you need other services during the year–such as hospitalization or surgery–you may have to pay for these out-of-pocket unless your health plan offers additional coverage called “cost-sharing” (also known as “co-insurance”). Cost-sharing means you’ll be responsible for paying part of the cost yourself after meeting your deductible amount each year; this could add up quickly if you’re not careful!
Does AARP have a good Medicare plan?
AARP is one of the largest nonprofit organizations in the United States, and it offers health insurance through its AARP Medicare Advantage plans.
AARP Medicare Advantage is a type of managed care plan that gives you access to doctors and hospitals while also saving you money on your out-of-pocket expenses. If you have an AARP-affiliated plan, there are several ways to pay for it:
- You can pay monthly premiums with no deductible or copayments (costs).
- You may be able to get help paying for your prescriptions through Extra Help if your income falls below certain levels (varies by state).
- If eligible, there are no enrollment fees or waiting periods before benefits kick in.*
Do you have to be a member of AARP to get AARP Medicare Advantage?
You don’t have to be a member of AARP to get AARP Medicare Advantage. You can join AARP at any time, even if you’re already enrolled in a Medicare Advantage plan.
In addition, even if you don’t join AARP or sign up for one of its insurance plans, your employer may offer discounts on premiums for certain types of insurance because they’re part of an employee benefits package.
Conclusion
We hope this article has helped you to understand what AARP Medicare Advantage plans are and how they work. If you have any questions about AARP’s offerings, please don’t hesitate to reach out!
